The American Express Business Platinum Credit Card form could just be the best business credit card for all around flexibility that we’ve seen. What does it take to get such a card? Well, it all comes down to your credit history. If you can qualify for the lowest APR then you’re looking at a fantastic 2.99% plus prime! Depending on your rating the APR can go up to a maximum 9.99 plus prime which works out to about 11.24% on purchases, so even at the higher end it’s still a great APR.
If you’re looking to switch a balance over from another loan or credit card there’s an introductory balance transfer rate of just 4.99% to take advantage of. And even if you’re planning to pay off your balance monthly you still get access to a 1 point per dollar reward scheme which means the card pays off pretty much any way you choose to use it. It’s this flexibility that gives the AMEX Platinum credit card an edge over other cards in our business credit card reviews.
6StarReviews Favorite Features
- If you make a balance transfer during your application process, or post one within 45 days of applying, you get 4.99% APR for the life of the loan. It’s the best balance transfer rate we’ve seen. There is absolutely no annual fee!
- 1 point per dollar reward scheme
- Additional points bonuses through participating merchants
AMEX Business Platinum Features
- Special offer on balance transfers if made within first 45 days
- Access to the ‘Open’ Small Business Network
- Credit management tools online
- Discounts from big name merchants
- Travel Accident Insurance
- Purchase Protection
- 24hr Emergency assistance
- 24hr Assistance with identity fraud
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